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With not one but two mortgage spikes fresh in our minds, a flurry of rate hikes has homeowners and potential buyers worried again.
A group of major mortgage lenders raised their rates last week, with Santander doing so twice.
So, are we about to see another mortgage spike or is this simply what brokers and lenders like to optimistically call a mere “re-rating”?
And what does all this mean if you need to remortgage soon or want to buy a home?
In this podcast, Georgie Frost, Helen Crane and Simon Lambert discuss what’s happening in the mortgage market, why rates are rising, and whether the Fed’s flapping wings on the other side of the world are driving up our home ownership costs. living place.
Plus, Simon explains why you might not want to put all your savings into your pension as it could hurt your chances of early retirement.
The team looks at how, at the other end of the scale, someone with a pension larger than they need could pass it on to their grandchildren.
Helen details Crane worrying about the theft of the case and how to protect herself, and we finally discuss whether a passcode is the answer to our fears of fraud.