Fly business class for $ 1,000 return: Woman reveals how she earns 32,000 reward points in FOUR months – and why using a credit card instead of her Opal is the key
- Credit cards can now be used to tap & # 39; in Sydney & # 39; on public transportation
- Louise Boyd from New South Wales earns reward points by tapping
- According to her calculations, Mrs. Boyd will earn 32,017 points in four months
- She plans to redeem points for one-off purchases such as flights and Christmas gifts
New South Wales commuters can now pay on public transportation with American Express, Mastercard and Visa credit cards as an alternative to their Opal card.
And now a smart publisher has planned how she will use this opportunity as a way to earn thousands of reward points for flights and upgrades this summer.
Louise Boyd, from Sydney, has cut off her spending to show how she plans to earn more than 32,000 points in just four months by using her Qantas Premier Platinum credit card for daily spending.
Louise Boyd (photo) from New South Wales plans to build more than 32,000 reward points this summer and shows how you can do the same
& # 39; If you're a pointer like me, rolling out credit cards instead of Opal's sweet, sweet music will be in your ears & # 39 ;, Boyd told FEMAIL.
& # 39; Since most of us spend at least $ 40 a week on Sydney's public transport, this comes down to at least $ 2,080 a year & she said.
For purchases you have to make, such as commuting, Mrs. Boyd said it is worth spending wisely and getting something in return.
Boyd spends an average of $ 40 a week on public transportation, which is a total of $ 2,080 a year (stock image)
|ITEM||TRADER||COST||FREQUENCY||ITEMS EARNED PER $ 1||TOTAL POINTS EARNED IN FOUR MONTHS|
|Fuel||Caltex||$ 50||One-off||1||100 points|
|Fuel||Every gas station||$ 30||Weekly||1||480 points|
|Sydney public transportation||All public transportation in Sydney||$ 45||Weekly||2||720 points|
|Groceries||Woolworths online shopping||$ 100||Weekly||1||3,200 points|
|Wine and beer||Then Murphys||$ 30||Weekly||1||480 points|
|Gym membership||F45||$ 60||Weekly||1||960 points|
|Electricity bill||Origin||$ 415||Quarterly||1||415 points|
|Internet account||Telestra||$ 90||Monthly||1||380 points|
|Rent||N / A||$ 840||Weekly||1||13,440 points|
|Coffee and eating out||N / A||$ 135||Weekly||1||2,150 points|
|Total number of points earned||22,315 points|
|ITEM||TRADER||COST||ITEMS EARNED PER $ 1||TOTAL POINTS EARNED IN FOUR MONTHS|
|Hairstyle and dye||Edwards & Co – Surry Hills||$ 300||1||300 points|
|Obstruct gift||Backers & Pony||$ 200||7||1,600 points|
|Flights to Bali||Jetstar||$ 530||1||530 points|
|Bali accommodation||Airbnb||$ 400||1||400 points|
|Bali spending money||N / A||$ 250||1.5||375 points|
|Burko and Wills swag||Anaconda||$ 349||3||1,047 points|
|Summer clothing||The iconic||$ 450||4||1,800 points|
|Sport subscription||Kayo Sports||$ 150||3,000 points at registration than 450 per month||3,450 points|
|x2 Christmas presents||Mr Toys Toyworld||$ 50||4||200 points|
|Total number of points earned||9,702 points|
& # 39; The key to accumulating points quickly and easily is to put ongoing expenses on your credit card and – of course – to pay immediately.
& # 39; This should now include all forms of public transportation in Sydney, especially if you are a regular commuter. & # 39;
For one-time purchases, Ms. Boyd collects most of her points in the coming months, for example for Christmas gifts, flights to Bali and a subscription to sports streaming service Kayo for the Rugby World Cup.
& # 39; I would never pay nearly $ 6,000 to fly back from Emirates to Dublin with Emirates Business Class, but if I make wise decisions about a credit card to collect points, I may only have to pay $ 1,000 for the exact same ticket , & # 39; she said.
HIGHEST TIPS FOR COLLECTING REWARD POINTS
– Decide which credit card reward plan is best for you by using a comparison site such as Compare credit card
– Use your credit card for all purchases, large or small, and avoid cash
– Redeem points for flights and accommodation to get the most value for your money
Mrs. Boyd advised the use of credit cards for all purchases, large or small, and to pay for them immediately (stock image)
Although collecting points seems a nasty and slow prospect for beginners, Mrs. Boyd said it's all about patience and perspective.
& # 39; If I started saving money 10 years ago, I could save more now. If I were to exercise five months ago, I would be fitter now.
& # 39; If I were to earn reward points with money I already have to spend, I would have flown more Business Class flights than I could shake a stick at! & # 39; she said.
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