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Louise Boyd (photo) from New South Wales plans to build more than 32,000 reward points this summer and shows how you can do the same

Fly business class for $ 1,000 return: Woman reveals how she earns 32,000 reward points in FOUR months – and why using a credit card instead of her Opal is the key

  • Credit cards can now be used to tap & # 39; in Sydney & # 39; on public transportation
  • Louise Boyd from New South Wales earns reward points by tapping
  • According to her calculations, Mrs. Boyd will earn 32,017 points in four months
  • She plans to redeem points for one-off purchases such as flights and Christmas gifts
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New South Wales commuters can now pay on public transportation with American Express, Mastercard and Visa credit cards as an alternative to their Opal card.

And now a smart publisher has planned how she will use this opportunity as a way to earn thousands of reward points for flights and upgrades this summer.

Louise Boyd, from Sydney, has cut off her spending to show how she plans to earn more than 32,000 points in just four months by using her Qantas Premier Platinum credit card for daily spending.

Louise Boyd (photo) from New South Wales plans to build more than 32,000 reward points this summer and shows how you can do the same

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Louise Boyd (photo) from New South Wales plans to build more than 32,000 reward points this summer and shows how you can do the same

& # 39; If you're a pointer like me, rolling out credit cards instead of Opal's sweet, sweet music will be in your ears & # 39 ;, Boyd told FEMAIL.

& # 39; Since most of us spend at least $ 40 a week on Sydney's public transport, this comes down to at least $ 2,080 a year & she said.

For purchases you have to make, such as commuting, Mrs. Boyd said it is worth spending wisely and getting something in return.

Boyd spends an average of $ 40 a week on public transportation, which is a total of $ 2,080 a year (stock image)

Boyd spends an average of $ 40 a week on public transportation, which is a total of $ 2,080 a year (stock image)

Boyd spends an average of $ 40 a week on public transportation, which is a total of $ 2,080 a year (stock image)

Mrs Boyd's expected spending for the summer of 2019
ITEMTRADERCOSTFREQUENCYITEMS EARNED PER $ 1TOTAL POINTS EARNED IN FOUR MONTHS
FuelCaltex$ 50One-off1100 points
FuelEvery gas station$ 30Weekly1480 points
Sydney public transportationAll public transportation in Sydney$ 45Weekly2720 points
GroceriesWoolworths online shopping$ 100Weekly13,200 points
Wine and beerThen Murphys$ 30Weekly1480 points
Gym membershipF45$ 60Weekly1960 points
Electricity billOrigin$ 415Quarterly1415 points
Internet accountTelestra$ 90Monthly1380 points
RentN / A$ 840Weekly113,440 points
Coffee and eating outN / A$ 135Weekly12,150 points
Total number of points earned22,315 points
Mrs Boyd's expected spending for the summer of 2019
ITEMTRADERCOSTITEMS EARNED PER $ 1TOTAL POINTS EARNED IN FOUR MONTHS
Hairstyle and dyeEdwards & Co – Surry Hills$ 3001300 points
Obstruct giftBackers & Pony$ 20071,600 points
Flights to BaliJetstar$ 5301530 points
Bali accommodationAirbnb$ 4001400 points
Bali spending moneyN / A$ 2501.5375 points
Burko and Wills swagAnaconda$ 34931,047 points
Summer clothingThe iconic$ 45041,800 points
Sport subscriptionKayo Sports$ 1503,000 points at registration than 450 per month3,450 points
x2 Christmas presentsMr Toys Toyworld$ 504200 points
Total number of points earned9,702 points

& # 39; The key to accumulating points quickly and easily is to put ongoing expenses on your credit card and – of course – to pay immediately.

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& # 39; This should now include all forms of public transportation in Sydney, especially if you are a regular commuter. & # 39;

For one-time purchases, Ms. Boyd collects most of her points in the coming months, for example for Christmas gifts, flights to Bali and a subscription to sports streaming service Kayo for the Rugby World Cup.

& # 39; I would never pay nearly $ 6,000 to fly back from Emirates to Dublin with Emirates Business Class, but if I make wise decisions about a credit card to collect points, I may only have to pay $ 1,000 for the exact same ticket , & # 39; she said.

HIGHEST TIPS FOR COLLECTING REWARD POINTS

– Decide which credit card reward plan is best for you by using a comparison site such as Compare credit card

– Use your credit card for all purchases, large or small, and avoid cash

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– Redeem points for flights and accommodation to get the most value for your money

Mrs. Boyd advised the use of credit cards for all purchases, large or small, and to pay for them immediately (stock image)

Mrs. Boyd advised the use of credit cards for all purchases, large or small, and to pay for them immediately (stock image)

Mrs. Boyd advised the use of credit cards for all purchases, large or small, and to pay for them immediately (stock image)

Although collecting points seems a nasty and slow prospect for beginners, Mrs. Boyd said it's all about patience and perspective.

& # 39; If I started saving money 10 years ago, I could save more now. If I were to exercise five months ago, I would be fitter now.

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& # 39; If I were to earn reward points with money I already have to spend, I would have flown more Business Class flights than I could shake a stick at! & # 39; she said.

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