Home Money The best doer? Three agricultural lands will be auctioned this month

The best doer? Three agricultural lands will be auctioned this month

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What a scenario: this 72-acre site in Cumbria will be auctioned through Savills in November

If you dream of breaking out of the rat race, buying a home in a rural idyll with panoramic countryside views could be the way to go.

Yes, it’s daunting and, yes, problems would invariably arise, but in the end you would have a property surrounded by acres of space and nature on all sides.

This is Money focuses attention on three rural plots which will be auctioned through Savills on November 19.

It is worth noting that, due to budget changes, the full 100 per cent inheritance tax relief will be limited to the first £1 million of combined agricultural and commercial properties from 6 April 2026.

Scrithwaite Farm, Boughton Mills, guide price £645,000

What a scenario: this 72-acre site in Cumbria will be auctioned through Savills in November

All yours - The project site requires total modernization and has a lot of potential.

All yours – The project site requires total modernization and has a lot of potential.

Potential: Maker Top Site has an auction guide price of £645,000

Potential: Maker Top Site has an auction guide price of £645,000

Character: Buyers or developers with a lot of imagination will have a great time

Character: Buyers or developers with a lot of imagination will have a great time

Nooks and crannies: Scrithwaite Farm oozes period charm

Nooks and crannies: Scrithwaite Farm oozes period charm

Restoration time: Scrithwaite Farm's new buyer will have a big project to get involved in

Restoration time: Scrithwaite Farm’s new buyer will have a big project to get involved in

Character: Scrithwaite Farm's main cottage could be converted into a lovely family home

Character: Scrithwaite Farm’s main cottage could be converted into a lovely family home

Space: Scrithwaite Farm has a farm, barns, pastures and rough pastures.

Space: Scrithwaite Farm has a farm, barns, pastures and rough pastures.

If space, nature and privacy are your idea of ​​heaven, this vast 72-acre site in Broughton Mills, Cumbria is worth taking a closer look at, with an auction guide price of £645,000.

The site includes a farm, barns, pasture and pasture.

The main cottage needs a complete modernization but could be a great project for the right buyer.

The site also has development potential, subject to the granting of planning permission.

It has stunning surroundings, but is just a short drive from the amenities of Broughton Mills, home of the historic Blacksmiths Arms pub.

Get your imagination, cash and creativity flowing and you could become the ideal buyer for this rural center.

Blue House Farm, Peterstone Wentlooge, Cardiff, guide price £400,000

History: Blue House Farm is 400 years old and brimming with potential

History: Blue House Farm is 400 years old and brimming with potential

Easy Living: Blue House Farm requires some TLC but is kept in good condition

Easy Living: Blue House Farm requires some TLC but is kept in good condition

Features: There is a huge fireplace and beamed details in one of the rooms at Blue House Farm.

Features: There is a huge fireplace and beamed details in one of the rooms at Blue House Farm.

It has it all - Blue House Farm is located in Peterstone Wentloog and is situated within the historic Gwent Levels.

It has it all – Blue House Farm is located in Peterstone Wentloog and is situated within the historic Gwent Levels.

Outdoor Space: Blue House Farm has a driveway, garden and land to the rear

Outdoor Space: Blue House Farm has a driveway, garden and land to the rear

Four-bedroom Blue House Farm in Wales goes up for auction through Savills on November 19, with a guide price of £400,000.

It is a 400 year old traditional country house, in the style of a Welsh longhouse, with many original features.

The freehold premises, which are in need of some modernisation, sit on just over an acre of land, including an orchard.

The property and site, situated in the historic Gwent Levels, are in good condition and could become your dream home.

Barn and land, Chapel Amble, Wadebridge, Cornwall, guide price £485,000

What is your vision? The Barn at Middle Amble plot has an auction guide price of £485,000

What is your vision? The Barn at Middle Amble plot has an auction guide price of £485,000

Be ambitious: The Barn at Middle Amble, Cornwall, has lots of potential

Be ambitious: The Barn at Middle Amble, Cornwall, has lots of potential

Location: The Barn at Middle Amble and the adjoining land are situated at the western end of the village of Chapel Amble.

Location: The Barn at Middle Amble and the adjoining land are situated at the western end of the village of Chapel Amble.

Use your imagination: Cornwall plot to be auctioned spans over 19 acres

Use your imagination: Cornwall plot to be auctioned spans over 19 acres

Is it time to buy? The land would be suitable for ambitious developers, investors and homeowners.

Is it time to buy? The land would be suitable for ambitious developers, investors and homeowners.

Land: The land in Cornwall includes three parcels of arable land.

Land: The land in Cornwall includes three parcels of arable land.

This barn and land auction lot in Cornwall has a guide price of £485,000.

Middle Amble Barn and adjoining land are situated at the western end of the village of Chapel Amble in north Cornwall. The nearby town of Wadebridge is approximately two miles south of the property.

Tourist spots such as Rock, Trebetherick and Polzeath are also quite close by.

The site, which is in need of renovation and development, is home to a traditional two-storey stone barn, a modern open-sided barn and three plots of arable land.

In total, the plot spans 19.06 acres. It’s a great blank canvas for potential developers or investors. It could also be converted back into an idyllic family home and farm.

Jeremy Lamb, auction director at Savills, told This is Money: ‘Buying a “top maker” can offer the buyer complete creative license when it comes to renovations.

‘However, it is important to note that planning permission may need to be applied for and there may be limitations to what can be achieved, especially if a property is listed.

‘At auction you can acquire a property at a good price with spectacular views and which, with the right vision, could be transformed into a family home or even a business. For those inspired by a ‘Grand Designs’ project, this can be a really exciting prospect.’

How to find a new mortgage

Borrowers who need a mortgage because their current fixed-rate agreement is ending or because they are buying a home should explore their options as soon as possible.

What happens if I need to remortgage?

Borrowers should compare rates, talk to a mortgage broker and be prepared to take action.

Homeowners can close a new deal six to nine months in advance, often with no obligation to accept it.

Most mortgage agreements allow fees to be added to the loan and are only charged when requested. This means borrowers can get a rate without paying expensive processing fees.

Please note that by doing this and not paying off the fee upon completion, interest will be paid on the fee amount for the entire term of the loan, so this may not be the best option for everyone.

What happens if I am buying a house?

Those with agreed-upon home purchases should also try to lock in rates as early as possible, so they know exactly what their monthly payments will be.

Buyers should avoid overreaching and be aware that home prices may fall as higher mortgage rates limit people’s borrowing capacity and purchasing power.

How to compare mortgage costs

The best way to compare mortgage costs and find the right deal for you is to speak to a broker.

This is Money has a long-standing partnership with free broker L&C, to provide you with free, expert mortgage advice.

Interested in seeing today’s best mortgage rates? Wear This is the best mortgage rate calculator from Money and L&C to show offers that match your home value, mortgage size, term, and fixed rate needs.

If you’re ready to find your next mortgage, why not use L&C’s Online Mortgage Finder? It will search thousands of offers from over 90 different lenders to discover the best deal for you.

> Find your best mortgage deal with This is Money and L&C

However, please note that rates can change quickly, so if you need a mortgage or want to compare rates, speak to L&C as soon as possible so they can help you find the right mortgage for you.

Mortgage service provided by London & Country Mortgages (L&C), which is authorized and regulated by the Financial Conduct Authority (registration number: 143002). The FCA does not regulate most buy-to-let mortgages. Your home or property can be repossessed if you don’t keep up with your mortgage payments.

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