Savings platforms: Get the best rates and manage your money

The products featured in this article are independently selected by This is Money’s specialist journalists. If you open an account using links marked with an asterisk, This is Money will earn an affiliate commission. We do not allow this to affect our editorial independence.

The savings platforms’ latest standout offerings include a six-month fixed-rate account paying 5.17 percent and a one-year fixed-rate account paying 5.15 percent.

We reveal the best rates and how to get bonuses from the different savings platforms in our tables and summary below.

Among those top deals is the best six-month fixed rate available on the market, from Emirates NBD via the Hargreaves Lansdown platform, which pays 5.17 per cent.

About savings platforms

In recent years, a new wave of savings platforms has emerged that help savers keep track of their accounts more easily and transfer money at better rates after signing up.

They may not always offer the best rates on the market, but they do allow you to manage multiple accounts in one place. In some cases, they offer exclusive deals that beat the market.

They also sometimes have sign-up bonuses that can help increase rates to be better than what is offered elsewhere and they also offer Financial Services Compensation Plan protection.

Two free-to-use savings platforms that have consistently offered deals on par with this year’s best buys are Raisins from the UK* and Hargreaves Lansdown Active savings.*

The best deals on these platforms can be found below.

Rival platforms include Slab, AJ Bell Cash Savings Centre*, and Save ….

Below, we round up the best rates from Raisin and Hargreaves Lansdown and reveal whether they beat the best buys in our independent This is Money savings tables.