Have you purchased a new gadget on eBay? Nearly half of the insurance policies do not cover devices purchased on the online auction site
Amelia Murray for the daily mail
Almost half of mobile and gadget insurance does not cover devices purchased on eBay.
Research by Defaqto, which compares and assesses different types of financial products, has shown that 42 percent of the policies will not be paid for lost, broken or stolen gadgets if they were bought from a second-hand auction site.
Insurance company Captain Cover protects phones only if they are newly purchased in the UK directly from a manufacturer, network provider, High Street or online store, with the exception of auction sites.
Recent research has shown that 42 percent of the policy will not be paid for lost, broken or stolen gadgets if they were bought from a second-hand auction site
These are also refurbished phones purchased directly from a manufacturer.
Other insurers, such as Insurance2Go, will take mobile phones purchased from eBay if they are brand new.
However, you must have the original receipt showing the International Mobile Equipment Identity (IMEI) or serial number, plus the brand and model of the phone.
One in five policy rules does not cover gadgets stolen from an unattended home or a car.