- Rachel, 35, followed in her father’s footsteps and became a financial expert.
- She frequently shares money budgeting tips online.
- Recently, he revealed the five habits you should adopt to save money.
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Rachel, the daughter of financial guru Dave Ramsey, has revealed the five frugal habits that will help you cut “your spending in half”, from not eating out to canceling your subscriptions.
The 35-year-old, who works with her father as a financial expert, followed in his footsteps and became a money and budgeting professional.
And like her 63-year-old father, Rachel also gives the best financial advice on social media to keep your bank account in the best possible shape.
Recently, the Tennessee expert revealed how you can cut your costs, revealing that comparing yourself to others and looking at just one store when you’re getting ready to make a big purchase will leave you struggling.
Dave Ramsey’s daughter Rachel has revealed the five frugal habits that will help you cut “your spending in half” – from not eating out to canceling your subscriptions.
The 35-year-old, who works with her father as a financial expert, followed in his footsteps and became a money and budgeting professional.
Recently, the Tennessee-based expert revealed how to cut costs and revealed that subscriptions drain her bank account.
Rachel shared the various “frugal” habits you should adopt in a YouTube short.
At the beginning of the video, he said, “Here are five frugal habits that will help you cut your expenses in half.”
‘First of all, the subscriptions. The average millennial has 17 subscriptions. If you want to save some money, remove those subscriptions.
He then advised viewers to compare prices before making big purchases.
He explained that you should never buy something before seeing how much it costs in various stores.
Rachel told people on the web to always “shop around.”
‘Number three, go out to eat. This hurts my heart a little,’ she said.
Rachel noticed that while she loved going out to dinner, it was much cheaper to buy food and cook.
As a fourth piece of advice, Rachel told viewers to stop buying “extra” things.
Rachel noticed that while she loved dining out, it was much cheaper to buy food and cook.
His latest advice was more of a “heart issue,” as the money pro told viewers to stop comparing themselves to others.
In the past, Rachel has talked about how you should plan ahead with rising costs of living.
She noted that while she loves picking up a ‘lipstick or a hair clip,’ they weren’t necessities and they added up.
His last advice was more of a “heart problem.” ‘It’s a comparison. Naturally, we’re all going to compare, but don’t let other people’s lives dictate what you buy,” she said at the end of the video.
In the past, Rachel has talked about how you need to plan ahead to deal with the rising cost of living.
With costs skyrocketing and no end in sight to the inflation crisis, Ramsey’s team continually stressed the importance of writing and maintaining a personal budget.
Rachel said, “You want to be able to say, okay, I’m going to plan ahead, I’m not going to let this surprise me.”
‘So budgeting, again, is huge when it comes to this… So be diligent and also honest with your friends and family. For example, if inflation has hit you and you’re tight this month, or next month at the end of the year, be honest about it and just say, “Hey, Christmas might be different.”