A woman has revealed how she lent her best friend £6,000 but had to chase her for months to pay her back – and has now borrowed another £4,000.
On the British parenting platform Mumsnet, the single mother, whose father of her daughter died ten years ago, explained that she received an inheritance of £30,000 earlier this year.
Months later, her best friend told her she was in trouble and needed £6,000 urgently or lose her house, but after promising to pay it back within a month, she spent weeks making excuses as to why she couldn’t pay the money back. . .
The money was eventually returned, but now the friend wants to borrow another £4,000 from the single mother, who has told how apprehensive she is this time.
Many were quick to comment to say that the mother shouldn’t give the money to her friend because she is “using her for money.”
the publication read: ‘A little history about myself’. Single mother working full time, my daughter’s father decided to die with me 10 years ago so she received no help from him (pardon my dark humour) – she received £30,000 in an inheritance payment last January.
‘I’ve never had extra money; I have enough to survive, but never savings, etc. This money has obviously given me a big boost.
‘In June after receiving the money, I received a message from one of my best friends saying that she was in trouble and needed to borrow $6,000 urgently or she would lose her house.
A woman revealed on Mumsnet that she lent her friend £6,000 but had to chase her friend for months to pay her back – and has now asked to be loaned another £4,000 (file image)
‘He promised me that he would return it to me the following month. She didn’t pay me back and it got to the awkward point where she never mentioned it, where I had to bring it up.
‘She kept promising weekly that she would deposit the money into my account that Friday. It never came; There was always an excuse as to why I couldn’t pay. It became extremely stressful and the excuses for why I couldn’t became ridiculous.’
The woman revealed that while she was waiting for her friend to pay her, she noticed that said friend was going on a ‘luxury vacation’ and bought a new car.
She added: “Long story short, she returned it, I had a discussion about how it had made me feel assaulted and we moved on.” I promised myself never to lend money again.
‘He messaged me this morning asking to borrow £4,000 again because he spent too much on something and can’t get back to paying a debt on his mortgage and he tells me he’ll pay it off next week.
‘Now I feel uncomfortable and disappointed. I won’t lend it to him after the stress of last time and I’m very upset because he seems to see me as a source of income, despite knowing how much I’ve struggled and this is the first time I’ve been able to provide him with stability. and a stable plan for my daughter’s future.
‘Now I also feel like I should help her since the money is there (but it’s not extra money for me, it’s there but it’s allocated in savings to something), but I don’t want to go through this process with her again of trying to get it back.’
Many took to the comments to warn the woman not to give her friend any more money.
On British parenting platform Mumsnet, the single mother revealed that she received a £30,000 inheritance earlier this year.
One person said: ‘Please don’t give him more money and end the friendship. Clearly she places no value on your relationship and is using you for money.
Another said: ‘She’s not your friend. She is a user and sees you as an ATM. Don’t doubt yourself. You can just say no, not after last time. It’s literally NOT your problem.’
Someone else said: “Don’t lend him any more money, just tell him the money is accounted for and he’ll have to get an official loan from the bank.”
Another wrote: ‘Don’t even think about lending money to this person again! You probably won’t get it back and the stress isn’t worth it.
‘Tell him that he has spent the money (e.g. on overpayments on the mortgage or something) and don’t discuss his finances in this way with anyone again, not even the majority of the family.
‘You’ve been lucky to get the £6,000 back, so don’t tempt your luck! Enjoy whatever the money is for. ‘
A fourth said: “Just say, ‘I’m not in a position to help, good luck sorting it out.’ She’s got a sass and isn’t a great friend who stresses you out more and then asks again after the last time.”
Others suggested that her friend has “poor money management” and should seek help with it.
One person said: ‘What the hell has 4K “spent too much” on?! It sounds like you have a serious and persistent problem with money management.
Many rushed to the comments to say that she shouldn’t give it to him because he’s ‘using her for money.’
‘Remember the struggle you had to get the money back last time. This time you may not be so lucky and honestly, anyone who prioritizes a luxury holiday and a new car over paying off a debt as promised will no longer be considered a friend.’
Another added: ‘It’s not your job to make up for their poor money management. Don’t lend him anything. Tell him you’ve spent all your money.
Someone else added: ‘You should never lend it out again. She has trouble managing money and cash injections won’t help her. TBH, I think you were very lucky to get 6K back, but it was a nightmare for you.
“If you want to help her, you can help her get budgeting advice from Stepchange or similar.”
Meanwhile, a fourth said: ‘Your friend is terrible with money and if you lend it to her she won’t pay it back without a lot of distress.’
‘You need a debt advice service and money management advice, not a loan from a friend.
“She has money, she just chooses to spend it on vacations and a new car instead of boring things like a mortgage.”
‘It’s your problem to deal with. Don’t make that your problem. If you lose the friendship because of that, that will show that she is a user and a person who has possibilities.