How a broken fingernail cost $ 2,500 to an Aussie woman – and her warning to travelers

An Australian woman issued a warning to potential travelers after a simple accident eventually cost her more than $ 2500 in medical bills abroad.

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Rachael Minaway, 32, from Sydney, had just landed in Hawaii for the journey of a lifetime when she held her acrylic nails while she locked a glove box in a rental car.

After experiencing broken nails, the 32-year-old said she was too excited to give the damaged nail a second thought, so she headed straight for the beach.

Rachael Minaway, 32 (photo), from Sydney, had just landed in Hawaii for the journey of a lifetime when she held her acrylic nails while she locked a glove box in a rental car

Rachael Minaway, 32 (photo), from Sydney, had just landed in Hawaii for the journey of a lifetime when she held her acrylic nails while she locked a glove box in a rental car

& # 39; I didn't find it a problem at all, it happened to all of us earlier, & # 39; said Minaway news.com.au.

But when her finger began to numb, Minaway realized she had to go to the nearest emergency room, so she googled to the nearest & # 39; medical center & # 39 ;.

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At this point, the injured traveler said her hand was really starting to hurt, so she thought the hospital staff would tell her she would fasten her and come back to her trip.

After the first consultation, doctors told Mrs. Minaway that the nail should come off, with which she agreed – as long as she could get an anesthetic to numb the pain.

Half an hour later, and one fingernail less, the 32-year-old was ready to check herself out for first aid when she received a huge $ 1200 bill.

& # 39; I told them we had just landed, I didn't even check in my luggage at the hotel. But they wouldn't let us leave without paying it, & she said.

Minaway claimed that she was forced to pay the $ 1,200 in full before the hospital staff allowed her to leave the facility.

Shocked by what had just happened, the 32-year-old immediately contacted her travel insurance company 1Cover, who was able to successfully make her claim.

Minaway said she was too excited to give the damaged nail (photo) a second thought, so she went straight for the beach

Minaway said she was too excited to give the damaged nail (photo) a second thought, so she went straight for the beach

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Minaway said she was too excited to give the damaged nail (photo) a second thought, so she went straight for the beach

But within a few months of returning from her dream vacation, Ms. Minaway claimed that she was bombarded with correspondence from the hospital, asking for more money.

She claimed the bills kept coming in, and in the end added her total to a whopping $ 2,500 for her broken nail.

While she insisted that the bill had already been paid, Ms. Minaway – who was six months pregnant at the time – claimed that the health care institution should always add new expenses.

Fortunately, the 32-year-old's bill was fully reimbursed by her insurer, but in the aftermath of the ordeal, she has since urged other travelers to pay attention to her story.

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Chief Operating Officer of 1Cover Travel Richard Warburton said crucial travelers make sure they have the right coverage because US hospitals are notorious for being intrusive.

Doctors told Mrs. Minaway (right) that the nail had to come off, with which she agreed - as long as she could get an anesthetic to numb the pain

Doctors told Mrs. Minaway (right) that the nail had to come off, with which she agreed - as long as she could get an anesthetic to numb the pain

Doctors told Mrs. Minaway (right) that the nail had to come off, with which she agreed – as long as she could get an anesthetic to numb the pain

The CEO said earlier that insurance tends to leave until the last minute, but it can ultimately cost thousands if the plans go wrong in the run-up to the trip.

& # 39; Once you have taken out the travel dates, you should book travel insurance & # 39 ;, Mr. Warburton said earlier.

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& # 39; There are no additional costs associated with early booking, but you are still assured of so much more than just that period that you are on vacation. & # 39;

Although the outcome was positive for Mrs. Minaway, she said she would never risk a trip without traveling, especially now that she has a young daughter.

& # 39; You have no idea what will happen, & # 39; she said.

Daily Mail Australia has contacted 1Cover for comments.

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