Where first-home purchasers can purchase a house near the beach or the city and pay no stamp responsibility

1. MULLUMBIMBY, NSW far north coast: Down 25.7 percent to $1,036,653

2. SURRY HILLS, Sydney inner south: Down 25.2 percent to $1,789,646

3. LISMORE HEIGHTS, NSW far north coast: Down 25.2 percent to $437,806

4. TAREN POINT, Sydney Sutherland Shire: Down 24.5 percent to $1,934,705

5. BAYVIEW, Sydney Northern Beaches: Down 24.5 percent to $2,279,245

6. WAVERLEY, Sydney eastern suburban areas: Down 24.5 percent to $3,237,791

7. REDFERN, Sydney inner south: Down 24.3 percent to $1,609,223

8. BYRON BAY, NSW far north coast: Down 23.9 percent to $2,258,816

9. CENTENNIAL PARK*, Sydney eastern suburban areas: Down 23.8 percent to $817,693

10. BALGOWLAH, Sydney Northern Beaches: Down 23.7 percent to $2,724,202

11. SEAFORTH, Sydney Northern Beaches: Down 23.6 percent to $2,867,976

12. BELROSE*, Sydney Northern Beaches: Down 23.4 percent to $630,652

13. WHEELER HEIGHTS, Sydney Northern Beaches: Down 23.3 percent to $2,035,279

14. AVALON BEACH, Sydney Northern Beaches: Down 23.2 percent to $2,368,313

15. QUEENS PARK, Sydney eastern suburban areas: Down 23.1 percent to $3,430,386

16. VAUCLUSE*, Sydney eastern suburban areas: Down 23.1 percent to $1,156,167

17. MONA VALE*, Sydney Northern Beaches: Down 22.9 percent to $1,125,789 

18. SUFFOLK PARK, NSW far north coast: Down 22.7 percent to $1,904,778

19. BANGALOW, NSW far north coast: Down 22.1 percent to $1,484,437 

20. LISMORE, NSW far north coast: Down 21.9 percent to $420,561

21.  SOUTH LISMORE, NSW far north coast: Down 21.8 percent to $378,672

22. CUMBALUM, NSW far north coast: Down 21.8 percent to $1,062,017

23. OCEAN COASTS, NSW far north coast: Down 21.7 percent to $1,196,903

24. BRONTE*, Sydney eastern suburban areas: Down 21.7 percent to $1,291,912

25. BRUNSWICK HEADS, NSW far north coast: Down 20.9 percent to $1,173,615

26. NEWPORT*, Sydney Northern Beaches: Down 20.7 percent to $1,063,473

27. BELLEVUE HILL*, Sydney eastern suburban areas: Down 20.7 percent to $1,326,186

28. BONDI*, Sydney eastern suburban areas: Down 20.4 percent to $1,210,479

29. EDGECLIFF*, Sydney eastern suburban areas: Down 20.4 percent to $1,275,035

30. PADDINGTON*, Sydney eastern suburban areas: Down 20.3 percent to $1,017,729

31. BALLINA*, NSW far north coast: Down 19.3 percent to $592,438

32. EAST BALLINA*, NSW far north coast: Down 16.6 percent to $669,491

33. LENNOX HEAD*, NSW far north coast: Down 15.9 percent to $945,042

34. EMERALD*, main Queensland: Down 13.2 percent to $183,936 

35. PIMLICO*,Townsville: Down 12.9 percent to $217,312

36. GEELONG WEST*, Geelong: Down 11.8 percent to $485,015

37. LAUNCESTON*, north-east Tasmania: Down 11.7 percent to $507,698 

38. BYRON BAY*, NSW far north coast: Down 11.5 percent to $1,217,133

39. NEWTOWN*, Geelong: Down 11.2 percent to $595,841

40. TOWNSVILLE CITY*, Townsville: Down 11 percent to $379,153 

* Denotes typical apartment or condo rate. The other suburban areas describe mid-point home rate falls in the year to December 2022. Information from CoreLogic.