Accidental car damage claims increased in late May with rusted-out motorists returning as the blockade eased
- The number of accidental damage claims in England has increased by 39% since the lockdown deteriorated
- South Central, London and the Northeast have risen the most
- We show you what you can do to stay focused when you are back on the road
Accident claims claims skyrocketed in late May, ahead of increasing easing of coronavirus locking measures in England, data shows.
The claims had risen 39 percent between May 13 and May 26, compared to the same period a week earlier.
Auto insurance claims have started to rise again, with Scotland seeing a 12 percent increase and Wales also seeing a three percent increase, according to Admiral.
It is likely that the other two countries have undergone a small change compared to England, as tighter lock restrictions still apply.
The number of accidental damage claims has risen 39% in England since the lockdown eased, new research says
In England, the South Central region experienced the largest increase in claims – up 48 percent in the two weeks after the lockdown started to ease.
London and the Northeast had the second highest jump with cases rising by 42 percent.
By comparison, the northwest had the smallest increase of 31 percent.
Accidental Damage is the term used to repair damage to your car or property caused by an accident.
Common incidents include shopping carts that drive vehicles, careless pedestrians and road debris.
If your car has been damaged by accident, you may need to have your car repaired or replaced. Your car insurance determines the best course of action with the amount of damage.
As restrictions increase, drivers, cyclists and pedestrians are warned to ‘be careful’ and to be careful when out and about.
|Surface||Percentage increase from accidental
damage claims because the lockdown has been relaxed
|South Central England||48%|
|North East England||42%|
|East of England||39%|
|South East England||39%|
|South West England||38%|
|North West England||31%|
|England on average||39%|
Lorna Connelly, chief of claims at Admiral, said: “While the current number of accidental damage claims for motorists remains low, we have found that the number of incidents reported to us has increased as lockdowns have eased.
This suggests that as more drivers return to the road, the risk of road accidents will also increase.
The increase is attributable to a number of factors, including an overall increase in road traffic; drivers who get back behind the wheel after a prolonged interruption of driving; pedestrians and cyclists who have benefited from quieter roads that are not prepared for more traffic and some drivers take unnecessary risks at unnecessary speed.
“We remind all road users, including motorists, cyclists and pedestrians, that as lock-in measures continue to lighten traffic, traffic is likely to increase further, thereby increasing the risk of accidents.
“The claims for accidental damage remain at a low level, but the increases already seen in partially lifting travel restrictions should recall the need for caution by all road users.”
Admiral compared the claim data from April 29 to May 12 and from May 13 to May 26. It is likely to have increased further since then and will continue to rise as more people take to the road.
Separate research by the insurer also found that 44 percent of motorists had been without a car for more than a week since taking their driving test.
This suggests to some drivers that the current lockdown hiatus won’t allow them to drive ten times as long as they’ve ever left without getting behind the wheel before.
Meanwhile, an overwhelming 76 percent of drivers also said they believed the skills of drivers who hadn’t driven for a long time would deteriorate.
How to stay focused when you’re back on the road
1. Concentrate: It sounds obvious, but try to avoid distractions, because it can be easy to lose focus.
2. Keep your mobile phone out of sight and silent to avoid getting annoying warnings or ringing. That way, you won’t be tempted to look at it when you receive a call or text message.
3. Allow enough time to study your route before you set off, so there is no need to mess around with a navigation system on the way.
4. Don’t be afraid to ask passengers to behave or be quiet if they distract you.
5. Avoid eating and drinking while driving – if you are hungry or thirsty, find a safe place to stop.
6. If you need a break, find a safe place to stop and rest.
SAVE MONEY ON ENGINES