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The 87-year-old Croatian man using his pension to feed the birds

What is your money worth? A series from the frontline of the cost-of-living crisis, where hard-hit people share their monthly expenses.

Name: Ivan Kapan

Age: 87

Occupation: Retired security guard

Lives with: Only. Ivan was married for 33 years, but has lived alone since the death of his wife in 1994. He has no children.

Lives in: A 35 square meter basement apartment in a 1933 building in Zagreb, the capital of Croatia. The small apartment, which Ivan owns, has a hall, bathroom, toilet, kitchen and bedroom, which overlooks a neglected backyard with many pigeons and two cats.

Monthly family income: A pension of 504 euros ($540). He also has 1,320 euros ($1,415) in savings. This is the money he received in 1998 as a pension bonus. To this day, that money is in his bank account and he has not withdrawn a dime of it. The average pension in Croatia in December 2022 was 351.36 euros ($376), while the average salary was 1,045.59 euros ($1,120).

Total expenses for the month: 495.68 euros ($531)