& # 39; I save $ 200 a week & # 39 ;: student, 21, with a salary of $ 33k shows how she manages to put away $ 10,000 a year
- A 21-year-old $ 33,000 student revealed how to save $ 10,000 a year
- The student – who works as an admin officer – said she is saving $ 200 a week
- She does this by preparing meals, bulk cooking and buying clothes for half the price
A 21-year-old student and administrative assistant with a salary of $ 33,000 has revealed how she manages to save $ 10,000 a year.
Despite earning much less than the average salary of $ 83,454, the anonymous woman said through hard work, a rigorous savings plan and meal preparation, she managed to save $ 200 a week.
Write on Mamamia, the 21-year-old revealed how she is saving the money – and a typical week in her money diary.
A 21-year-old student and administrative assistant with a salary of $ 33,000 has revealed how she manages to save $ 10,000 a year (stock image)
The woman – who receives $ 1490 every two weeks after taxes and also $ 4000 a year from her Centrelink Student Supplement – said she is diligent with her paycheck.
As soon as she is paid every two weeks, she transfers $ 720 to rent before she jumps somewhere between $ 200 and $ 400 to her savings account, where she currently has $ 7,000.
& # 39; I like to save at least $ 200 a week & # 39 ;, the student told the publication.
What are the regular monthly expenses of the woman?
* RENT: $ 720
* TELEPHONE ACCOUNT: $ 80
* PUBLIC TRANSPORT: $ 90
* GYM MEMBERSHIP: $ 50
* INTERNET: $ 20
* SAVINGS: $ 200 (per week)
The woman's other monthly expenses include a $ 80 phone bill, $ 90 for public transportation, $ 50 for her gym membership, and $ 20 for her internet.
She still has her HECS debt to pay, but is not sure of the figure because she is still studying.
& # 39; I put an extra $ 20 per week, so when the electricity bill comes, I don't notice it & # 39 ;, the woman said.
She also avoids having to pay for Netflix by using the registration from her family.
To save some costs, the woman said that she prepares meals and salads at home with her boyfriend, who takes them to work and college.
& # 39; Usually we prepare meals together on a Sunday and we each take half (the food). I spend $ 30 all the way, & she said.
Typical items on the menu include a healthy spaghetti bolognese with lots of vegetables and tuna salads.
She makes it sustainable throughout the week by making bulk portions.
Although she earned much less than the average salary of $ 83,454, the woman said through hard work, a rigorous savings plan and meal preparation, she saved $ 200 a week (stock image)
What are the woman's best saving tricks?
* Preparing meals for the week with her boyfriend.
* Bulk cooking and making a huge spaghetti bolognese takes a few days.
* Use of the Netflix registration of her family.
* Put away $ 20 a week so she doesn't notice when she gets an energy bill.
* Avoid as much cafe and restaurant food as possible.
* Buy clothes for half the price.
The woman said she often takes leftovers home from her friend's parents' house and tries to prevent them from buying food bought in a cafe or restaurant.
She also looks for bargains when it comes to clothing and has recently managed to purchase a $ 50 dress for the wedding.
& # 39; I think I'm lucky with money for a university student, & # 39; said the woman.
& # 39; I have a good job that I can save and even get a student supplement. & # 39;
She said that once she works full-time and doesn't study, she hopes to save even more – but added that the good habits she has now will hopefully come in handy in the future.
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