Ever lived with an ex? One in six has financial problems or problems with going somewhere
- It is estimated that 4% currently live together with an ex-partner
- Most people wait to move if they try to live somewhere else
- Items are much more likely to get damaged with this stressful living situation
Have you ever had to live with your partner after a breakup?
It is the harsh reality for many people, with new research suggesting that 17 percent, one in six, have lived with an ex-partner, and 4 percent – or one in 25 – still do so.
Financial pressure often means that these people cannot afford to get up and leave when they first get divorced.
Instead, mortgage payments and lease obligations mean that they have to stay put and work out their finances – or risk losing their house.
Ex vex: research suggests that there are a number of Britons who currently live with their ex-partners
On average, it takes four months before they can afford to leave or contractually move to a new house.
The most important reason for a delay in moving after a relationship has ended is the time it takes to live somewhere else.
This was the case for 28 percent of 2,003 respondents who lived with an ex-partner, according to the survey conducted by insurer Direct Line in July of this year.
It is followed by financing for 16 percent of former couples, who said it was because neither could afford to buy out the other or because they could not afford to live alone.
And 13 percent continued to live together because they had children and thought it would be best if they lived in the parental home.
However, even living together after a break can be costly, especially if the situation is not amicable.
A total of 42 percent of those who lived with an ex, said an item was broken in the time after the breakup.
Number of items damaged while people continue to live with an ex after a breakup
Portable technology items such as iPads and laptops have suffered most of the damage, followed by furniture and crockery, such as plates, cups and bowls.
These so-called accidents are not cheap and cost on average £ 218 to repair or replace the item.
The most expensive items are portable technology items and kitchen appliances, each costing £ 240 per item.
Living in such a bitter environment seems to bring out the worst in people, because many people believe that their partner has stolen an item from them after the end of the relationship, according to the research.
A total of 57 percent claimed that this was the case when they left, with 42 percent actually admitting that they had indeed stolen something from their ex-partner.
Dan Simson, head of home insurance at Direct Line, said: & # 39; For many, it would be extremely difficult to continue living with an ex after breaking up.
& # 39; Unfortunately, although people may have good intentions to keep things at home friendly, it often seems unrealistic and can lead to an uncomfortable environment. & # 39;
Mark Harris, from mortgage broker SPF Private Clients, said: "Separating is difficult – and that is particularly the case when it comes to separating a couple's finances."
& # 39; Because both parties to a mortgage are jointly and severally liable and one person wants to relocate and is no longer responsible for the mortgage, the other person must prove that he can pay the monthly payments himself.
& # 39; With many people taking the largest mortgage they can get to pay for their property in the first place, this can make it even harder for a partner to take out the mortgage on a single income. & # 39;
He added: & # 39; It's a similar situation to a couple renting – the landlord or management agent wants to perform a credit check to ensure that the remaining partner can pay the rent themselves.
& # 39; This may not be something that can happen overnight, but it does take some juggling with finances. & # 39;
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