Man lives for FREE in a house in Long Island that he hasn’t owned for nearly two decades

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The backlog in New York housing courts due to the COVID-19 pandemic is another lucky find for a Long Island man, who hasn’t paid his mortgage for 23 years and will likely continue to live in the house for free – for now.

Three different owners have tried to kick 52-year-old Guramrit Hanspal out of the East Meadow home since he was foreclosed on Washington Mutual in 2000, but he drowned each of the three owners in legal proceedings.

He’s filed four lawsuits and filed for bankruptcy seven times since buying the home at 2468 Kenmore St. in 1998 for $ 290,000. He made only one $ 1,602.37 mortgage payment before defaulting, the New York Post reported.

Each owner – Washington Mutual and Chase banks and the Diamond Ridge real estate group – fought Hanspal in long, tough legal battles, but he continues to live in the house by taking advantage of the U.S. Bankruptcy Code’s “ automatic residence rules ”, which gives debtors a temporary postponement of all debt collection efforts, harassment and executions.

Diamond Ridge, which offered Hanspal $ 20,000 to leave when they bought Chase’s home in 2018, spent $ 150,000 in legal fees and paid $ 50,000 in property taxes, member Max Sold told the New York Post.

He did not accept the offer. Instead, he filed for bankruptcy in 2019 and 2020.

‘At the moment of writing [we] have no known end in sight, “Sold told the Post, as the COVID-19 pandemic clogged New York housing courts, preventing them from continuing their eviction efforts.

The house is listed on Zillow with a status of ‘pending’ meaning that the seller and buyer have agreed to a deal, but the sale has not yet closed, in this case because Hanspal is not leaving.

Guramrit Hanspal, 52, lives for free in a house in Long Island that he hasn't owned for 23 years

Guramrit Hanspal, 52, lives for free in a house in Long Island that he hasn’t owned for 23 years

The house is a 2081 acre property located at 2468 Kenmore St.

The house is a 2081 acre property located at 2468 Kenmore St.

Washington Mutual tried to start Hanspal after the foreclosure in 2000, but he filed two bankruptcy claims in 2001, two in 2002 and one in 2003, the New York Post reported.

The two sides were still mired in legal battles when Washington Mutual went down in 2008 in one of the largest bank collapses in US history.

Chase took over Washington Mutual’s assets, including this house in East Meadow, and tried to evict Hanspal, but he filed three lawsuits against Chase in the Nassau Supreme Court, according to the New York Post.

The two sides are also in an ongoing legal battle in Brooklyn federal court.

The Long Island home where Hanspal has lived free for 23 years has 3 bedrooms, according to Zillow

The Long Island home where Hanspal has lived free for 23 years has 3 bedrooms, according to Zillow

Hanspal saved about $ 440,000 by not paying for the Long Island home with 2.5 bathrooms, according to the New York Post.

Hanspal saved about $ 440,000 by not paying for the Long Island home with 2.5 bathrooms, according to the New York Post.

The dining room

The dining room opens into the living room

Hanspal bought the house in 1998 for $ 290,000, made a $ 1,602.37 mortgage payment and then defaulted

Jordan Katz, Diamond Ridge attorney, told the New York Post that Hanspal’s litigation history is “ incredibly long and filthy. ”

He said he has seen residents living in foreclosed homes before, but “nothing comes even close to the length of this one.”

At least three other people, including a ‘John Smith’, tried to list the East Meadow house as their address and then file for bankruptcy since Hanspel handed the house over to his friend in 2004, but Brooklyn Federal Court rejected every house .

“There always seems to be a new resident who shows up at the last minute,” said Diamond Ridge attorney Katz. “They never come to court.”

Hanspal was not available for comment.

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