Dashcam Delight: One-third of drivers who filed insurance claims said footage they filmed showed they were not to blame for incidents
- Comparison site surveyed 2,000 licensees about dash cams
- A third said images sent to insurers showed they were not wrong
- Seven out of ten drivers have the equipment to record road accidents on film
- One in five bought one specifically knowing it would lower premiums
Dashcam’s popularity has skyrocketed in recent years, with drivers using the devices to protect themselves on the road, deter thieves and record unusual behavior.
Their increased usage has had a positive impact on drivers who have dealt with insurance claim disputes, according to a study.
A poll of drivers found that a third who use dash cams in their cars – or cameras attached to motorcycle helmets – have successfully proven that they had not caused a mistake by an incident on the road by submitting footage to their insurer.
Dashcam to the rescue: One third of drivers who uploaded video footage of incidents when filing claims said the clips helped prove they were not guilty of incidents
It is estimated that around three million drivers in the UK have a dash cam or video device that can be mounted on a bicycle helmet.
Comparison site Money Expert surveyed more than 2,000 licensees and found that 33 percent used clips captured with these cameras when filing an insurance claim and proved them wrong.
The majority of dashcam users (70 percent) said they bought one of the devices to capture road accidents on film.
One in five people said they felt that installing a dashcam made them a better driver.
Nearly half of these people said it made them more alert, while more than 40 percent said it boosted confidence when they are behind the wheel.
“This could be simply because there is now a small digital witness to our own outbursts of anger or because it saves us money,” the comparison site said.
Either way, dash cams seem to speak to us and catch us in the act.
The popularity of dash cams has skyrocketed in recent years, with drivers using the devices to protect themselves on the road, deter thieves and record unusual behavior on the road.
But there is another important financial reason why drivers should consider a dash cam.
Most insurance companies that offer discounts to people with dash cams usually shave between 10 and 12.5 percent of the price of policies, although smaller insurers targeting young drivers cut 20 percent of the cost of coverage if the customer says they will always will. have one of the video equipment installed in their vehicle.
One in five drivers surveyed said they bought a camera for their car because they knew it would lower the cost of their premiums.
And Money Expert said dash cams could cut car insurance costs in the near future, as more than half of those surveyed (54 percent) said they should become a legal requirement for drivers, and more than two in five ( 44 percent) expect to see the law change in the coming years.
One in five drivers say they have bought a dashcam because they know they can get a discount on their premium if they use one of the devices in their car
Dash cams are designed to deal with collisions, vandals and traffic accidents.
Manufacturer Nextbase set up the National Dash Cam Safety Portal in July 2018, which allows road users to upload videos of incidents that the police can view and use as evidence.
This is Money revealed in March that approximately 10,000 cases of dangerous driving, recorded on dash cams, were uploaded to the police database in the first 20 months after it went live.
About half of these have resulted in police action, although some experts claimed that too much footage is being uploaded to the system and that the police simply don’t have the resources to watch all the videos.
While road rage normally comes in the form of a few choice words and hand gestures, it can be a more serious matter.
A report published by the Department of Transportation in 2018 revealed that in the past three years, more than 5,280 people have been seriously injured or killed by furious driving and road rage.
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