I lost everything in the 2008 crash. I was in a financial slump and homeless. Why am I still concerned?

Dear Quinten,

I worry about my financial future. I lost everything in the stock market crash of 2008 and I was in a financial slump and homeless, and I didn’t have a car for almost seven years. I’ve spent the past decade recovering.

I’m 58 with $250,000 in a high-yield savings account, $150,000 in stocks, and a Roth IRA. I also have $35,000 in an emergency fund. I have a $1,200 a month mortgage, while my home is currently valued at about $350,000.

L…

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