FedEx receives a text scam that convinces customers to deliver personal and credit card information
Phishing implies that cybercriminals try to steal personal information, such as online passwords, bank details or money from an unsuspecting victim.
Very often, the criminal will use an email, a phone call or even a fake website that claims to be from a reputable company.
Criminals can use personal data to complete the profiles of a victim that can be sold on the dark web.
Cyber criminals will use emails in an effort to obtain personal information from victims to commit fraud or infect the user’s computer for harmful purposes.
Some phishing attempts involve criminals who send infected files in emails to take control of the victim’s computer.
Any of the social networks or electronic communication can be part of an attempt at phishing.
Action Fraud warns you that you should never assume that an incoming message comes from a genuine company, especially if you request a payment or want to log in to an online account.
Banks and other financial institutions will never send emails looking for passwords or other confidential information.
An affected spam filter should protect you from most malicious messages, although the user should never call the number at the end of a suspicious email or follow its link.
Experts advise that customers should call the organization directly to see if the communication attempt was genuine.
According to Action Fraud: ‘Phishing emails encourage you to visit fake websites.
“Usually, they come with an excuse that sounds important for you to act in the email, such as telling you that your bank details have been compromised, or claiming that they are from a company or agency and that you are entitled to a refund, refund, reward or discount.
‘The email tells you to follow a link to enter crucial information, such as login details, personal information, bank account details or anything else that can be used to defraud you.
‘Alternatively, the phishing email may try to encourage you to download an attachment. The email states that it is something useful, such as a coupon that will be used for a discount, a form to complete to claim a tax refund or software to add security to your phone or computer.
“Actually, it is a virus that infects your phone or computer with malware, which is designed to steal any personal or bank data that you have saved or retain your device to pay a fee.”