COVID-19 Related Business Insurance Claims – Free Legal Consultation
The COVID-19 pandemic has brought businesses both small and large to their knees.
Domestic and global economies alike are reeling from the economic impact of this medical disaster. And most are struggling just to survive this onslaught.
The Importance of Business Insurance
At times like this, it is critical to have business insurance in place. If you already have business insurance, then now is the time to go through it with a fine-toothed comb so that you understand your policy and know what kinds of claims for which you are eligible.
And if you don’t have insurance, now is when you should buy it. But before you buy insurance, it is best to compare policies before selecting one that suits your needs best.
There are also online resources to help you understand which types of business insurance policies will suit you best.
Here’s where you can get tips on how to maximize your chances of successfully claiming your coverage. You can also find out how each state government is helping small business owners get relief from their insurers.
And most importantly, you can also fill in a form that will help you get in touch with a lawyer who can give you free legal counseling on your business insurance claim if it is related to COVID-19.
Challenges in Filing Business Insurance Claims during COVID-19
As part of the effort to contain the spread of this novel virus, governments across the world, including the US, have imposed strict lockdown measures.
This means that businesses have had to be shuttered to minimize human contact as much as possible.
Because of these measures, businesses have faced severe interruptions and owners have filed for business interruption claims with their insurance companies in an effort to save their livelihoods.
Unfortunately, most insurers have denied these claims, stating that a pandemic of this nature is not covered by their insurance policies.
According to them, business interruption claims are only paid out if there is an interruption in operations due to damage or loss, not because of a global pandemic.
Seeking Legal Counsel for Business Insurance Claims
If your business is feeling the impact of the COVID-19 government-mandated lockdown, and you need to claim business interruption insurance (or have already tried and failed), then it may be time to get some legal advice on how to proceed.
So, how can legal consultation help you get your claim?
In a lot of the cases, the insurers have not have carried out a proper investigation of the claim and have simply denied it; this is an act of bad faith.
However, most business owners are not equipped to fight insurers to get the claims to which they are entitled.
A class action lawyer who specializes in business interruption claims will be able to go through your insurance contract and help you understand what kind of claim you can file for, and how to ensure that you get the money that is owed to you.
Such a lawyer can also advise you on next steps if your claim has been denied by your insurance company.
State and federal governments have also enacted new legislations that are focused on helping the struggling businesses get relief from the impact of COVID-19.
In fact there are many states that have created provisions for getting insurance companies to pay out the claims that have been filed by the many, many businesses that have been hit badly by the coronavirus lockdown.
Class action business interruption insurance lawyers are aware of the steps being taken by the government of the state in which you are located. They will be the best people to contact at this time as they will be able to tell you exactly what you need to do to get the funds that are your due.
And if none of these measures work, a lawyer can help take your case to court to fight for your rights in the legal battlefield.
At this time, when the COVID-19 pandemic has disrupted the entire country’s economy, it is best to get as much help as you can – including the legal kind.