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Charlotte McKinney shows off her tight physique in skimpy black bikini for a romp in the ocean

She makes the most of her summer weekends.

Charlotte McKinney hissed on a skinny two piece during a day at the beach in Malibu with her boyfriend Nathan Kostechko on Sunday.

The leggy 26-year-old beauty left little to the imagination as she plunged into the crashing waves of the chilly Pacific.

Summer time: Charlotte McKinney hissed in a skinny two-piece during a day at the beach in Malibu with her boyfriend Nathan Kostechko on Sunday

Summer time: Charlotte McKinney hissed in a skinny two-piece during a day at the beach in Malibu with her boyfriend Nathan Kostechko on Sunday

Charlotte presented her slim frame and toned abs in a black string bikini with a triangle top and cheeky bottoms.

Her platinum-marked beach waves had turned upward in a black claw clamp with some framing tendrils in the sea breeze.

She shielded her eyes from the bright southern California sun with dark, sleek black sunglasses.

McKinney kept her cover-up simple and opted for a retro-look pair of high-waisted white linen shorts.

Bikini Body: Charlotte showed off her slim frame and toned abs in a black string bikini with a triangle top and cheeky bottoms

Bikini Body: Charlotte showed off her slim frame and toned abs in a black string bikini with a triangle top and cheeky bottoms

Bikini Body: Charlotte showed off her slim frame and toned abs in a black string bikini with a triangle top and cheeky bottoms

Stunner: The 26-year-old model left little to the imagination in the skinny swimsuit that set her model curves to full display

Stunner: The 26-year-old model left little to the imagination in the skinny swimsuit that set her model curves to full display

July heat: Her platinum-marked beach-like waves had turned up in a black claw clamp with some tendrils left from the face frame in the sea breeze

July heat: Her platinum-marked beach-like waves had turned up in a black claw clamp with some tendrils left from the face frame in the sea breeze

Stunner: The 26-year-old model left little to the imagination in the skinny swimsuit that set her model curves to full display

Happy Place: Charlotte, who played in Baywatch, looked completely at home in the Malibu area

Happy Place: Charlotte, who played in Baywatch, looked completely at home in the Malibu area

Happy Place: Charlotte, who played in Baywatch, looked completely at home in the Malibu area

The actress has been a frequent beach bum for the past few months, stating on social media that a day in the sand and sun these days is ‘what every weekend looks like’.

The Baywatch star seemed perfectly at home and stepped out into the sea, which was a bit chilly despite it being July.

As she waded in the water, the temperature shocked her system and wrapped her arms around her as she tried to get her body used to the cold.

Determined to swim, Charlotte looked freezing cold as she forced herself into the freezing cold water

Brr: Charlotte was determined to take a dip in the ocean even though the water temperature was very cold

Brr: Charlotte was determined to take a dip in the ocean even though the water temperature was very cold

Brr: Charlotte was determined to take a dip in the ocean even though the water temperature was very cold

So cold: as she waded in the water, the temperature shocked her system and wrapped her arms around herself trying to get her body used to the cold

So cold: as she waded in the water, the temperature shocked her system and wrapped her arms around herself trying to get her body used to the cold

Yikes: Charlotte cried out when the freezing water hit her bare midriff

Yikes: Charlotte cried out when the freezing water hit her bare midriff

So cold: as she waded in the water, the temperature shocked her system and wrapped her arms around herself trying to get her body used to the cold

Rest and relaxation: The actress has been a frequent beach bum for the past few months, stating on social media that a day in the sand and sun is 'what every weekend looks like these days'

Rest and relaxation: The actress has been a frequent beach bum for the past few months, stating on social media that a day in the sand and sun is 'what every weekend looks like these days'

Rest and relaxation: The actress has been a frequent beach bum for the past few months, stating on social media that a day in the sand and sun is ‘what every weekend looks like these days’

Charlotte eventually became more comfortable and was seen in the shallows.

Her tattoo artist boyfriend showed off his impressive collection of ink, covering his arms, torso and legs as he joined the stunner in the ocean.

The couple have been together since 2017 and they are keeping their relationship completely low-key, with Charlotte never showing him on her popular Instagram page.

Charlotte recently spoke about her changing opinion on social media as she put her bikini body to work on the cover of the August issue of Hamptons Magazine.

Too much: The Orlando, Florida native is used to much warmer waters and her face showed how uncomfortable the Pacific can be

Too much: The Orlando, Florida native is used to much warmer waters and her face showed how uncomfortable the Pacific can be

Too much: The Orlando, Florida native is used to much warmer waters and her face showed how uncomfortable the Pacific can be

Lovebirds: During her day at the beach, Charlotte was joined by her longtime friend Nathan Kostechko

Lovebirds: During her day at the beach, Charlotte was joined by her longtime friend Nathan Kostechko

Happy couple: The couple have been together since 2017 and they are keeping their relationship completely low-key, with Charlotte never showing him on her popular Instagram page

Happy couple: The couple have been together since 2017 and they are keeping their relationship completely low-key, with Charlotte never showing him on her popular Instagram page

Lovebirds: During her day at the beach, Charlotte was joined by her longtime friend Nathan Kostechko

Looking good: The tattoo artist displayed his impressive collection of ink covering his arms, torso and legs

Looking good: The tattoo artist displayed his impressive collection of ink covering his arms, torso and legs

Looking good: The tattoo artist displayed his impressive collection of ink covering his arms, torso and legs

Charlotte stated that she grew up on Instagram when she posted model photos, but now fans want so much more.

“They don’t just care about beautiful photos – they want to see everything. What I eat, what I do, I look perfect and I don’t look perfect either, “she said.

‘I’m trying to adapt because now it’s not just a beautiful Instagram photo. I’m trying to grow with how the internet is growing, which is kind of scary, and I’m having a hard time with it, ” she added.

She also opened up about life during the pandemic, explaining that she is now looking more at the ‘bigger picture’.

Cover girl: Charlotte recently told Hamptons Magazine that she's struggling to adapt to Instagram's demands and how much of her life her followers want to see

Cover girl: Charlotte recently told Hamptons Magazine that she's struggling to adapt to Instagram's demands and how much of her life her followers want to see

Cover girl: Charlotte recently told Hamptons Magazine that she’s struggling to adapt to Instagram’s demands and how much of her life her followers want to see

“I really understood that less is more and that you don’t need that much to be happy. I have simplified my life over the past few months and have taken the time to learn how thankful I am, ” she added.

McKinney added that she’s still doing her best to stay active and fit, turning her room into a ‘hot yoga studio’ and picking up a mini trampoline for ‘indoor cardio.’

Charlotte starred in a 2015 Super Bowl XLIX Carl’s Jr ad, which started her successful modeling career.

Aside from working as a model, McKinney has starred in a number of films such as Baywatch, Flatliners and most recently Fantasy Island, with The Argument, which will soon include Danny Pudi and Maggie Q.

Star power: Aside from working as a model, McKinney has starred in a number of films such as Baywatch, Flatliners and most recently Fantasy Island, with The Argument starring Danny Pudi and Maggie Q soon

Star power: Aside from working as a model, McKinney has starred in a number of films such as Baywatch, Flatliners and most recently Fantasy Island, with The Argument starring Danny Pudi and Maggie Q soon

Star power: Aside from working as a model, McKinney has starred in a number of films such as Baywatch, Flatliners and most recently Fantasy Island, with The Argument starring Danny Pudi and Maggie Q soon

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