Afraid of getting scammed online? Read this now

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You shop online, but is your computer safe? (Photo: Getty)

If you think you’re safe just browse the internet for gift ideas, think again.

Scammers can troll your searches to determine what products buyers are looking for. “If you click on things, even if you don’t make a purchase, scammers have access to those tools so they can really get a real sense of what you’re looking for,” Melissa Lanning Trumpower, executive director of the Better Business Bureau Institute for Marketplace Trust, tells Yahoo Life. “They are always looking for the most popular products to offer to consumers at the best price, and as we know, price is the main factor in falling prey to scams, so we have to be careful with that… If it sounds too good to be true, it probably is. If no one else has that product, and it’s a great price, then be very careful and proceed with caution.”

Buy it: System Engineer, try this 30 day free trial then $4.99 per month with subscriptions.yahoo.com

Another way to make your online shopping safer and seamless is with System engineer. It is software that you can install on your PC to make sure that the data you deleted on your computer is really gone, including your internet history and cache.

System Engineer also makes your computer run more efficiently by running a comprehensive scan of over 200 tests in just minutes. It also deletes all those junk files, giving your computer more memory and reducing unwanted crashes.

Want to dip your toe in the water before diving in? Try it now System Engineer 30 days free. After that, you’ll pay just $4.99 per month for ultimate peace of mind.

Protect your online passwords with System Mechanic.  (Photo: Getty)

Protect your online passwords with System Mechanic. (Photo: Getty)

The Riskiest Online Shopping Scams

“Online purchase scams were in the top three riskiest scams for the third year in a row,” Trumpower said. “When COVID hit, it became very clear that this became even more risky as people increased their online presence.” Each year, her team prepares a report identifying the most risky scams for consumers. Trumpow said: this year’s report shows that buying online is still one of the biggest offenders.

So before you start shopping, make sure you have the tools and information you need to keep yourself and your personal information safe.

“When you create online accounts, use a different password for each account. That way the attacker can’t break into all your other accounts if your password is compromised on one account”, Lorrie Cranor, director of the CyLab Security and Privacy Institute at Carnegie Mellon University tells Yahoo Life. Cranor says some of the best ways to protect yourself and your personal information is to stick with websites and suppliers you know, research the ones you’ve never heard of, and be smart about the way you do it. set up your accounts . “Completely random passwords are the safest, but they tend to be harder to remember. Write them down somewhere safe or use a password manager.”

One way to generate completely random passwords for your online accounts is with LastPass Premium. This top-rated password manager basically creates secure and unique passwords for every online account you use. Once passwords are created, the software simplifies your online shopping by automatically filling in those long and complicated passwords for you.

LastPass Premium also stores your payment information and shipping details in the vault and also autofills it. This adds an extra layer of security to your online shopping, as the suppliers cannot access your credit card information. And you get the bonus of making your online shopping easier.

Shop it: Try LastPass Premium, part of Yahoo Plus Secure, risk-free 30-day money-back guarantee, subscriptions.yahoo.com

Speaking of credit cards, Trumpower says: Study of BBB shows that some payment methods are more secure than others. “When entering a payment, make sure you’re using a credit card or PayPal. Those are the two payment methods that didn’t lose that much money,” she says. “If people used untraceable payment methods, they were more likely to not get their money back or lose money.”

The FTC adds that credit card companies also allow you dispute unauthorized charges or temporarily withhold payment if you suspect you have been the victim of a scam.

To attempt LastPass Premium and System engineer.

Buy it: Try LastPass Premium, part of Yahoo Plus Secure, risk-free 30 days with money-back guarantee, subscriptions.yahoo.com

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