A finance expert has revealed his best tips for finding a bargain for an online purchase.
Rosie Fitzgerald, cashback expert and brand director at OnBuy, which has more than six million customers, offers her top 10 tips for grabbing a bargain.
It is the result of research carried out among 2,000 Britons, which reveals the most exciting things in everyday life, with getting a good deal on a purchase (41 per cent) taking first place, beating receiving a sexy text message (19 percent) and even a complete visit. Night of wasted passion with your other half (23 percent).
But it’s getting a bargain that really floats the nation’s boats, with 20 per cent admitting they rush just to buy something, no matter how big or small the purchase.
Keep reading below for Rosie’s top tips on how to save while shopping online.
A finance expert has revealed his best tips for finding a bargain for an online purchase
It is the result of research carried out among 2,000 Britons by leading online marketplace OnBuy, revealing the most interesting things in everyday life, with getting a good deal on a purchase (41 per cent) coming in first place.
Keep an eye out for flash discounts and bigger cashback offers
Retailers often increase refund rates or offer short-term discounts on certain products.
Signing up for email alerts and checking different sites regularly will help you discover these deals as soon as they become available.
Track product prices so you know you’re getting the best deal
Deals are not always as good as they seem and price fluctuations can often make a deal seem more attractive than it really is.
If you are planning a large purchase, consider using price tracking tools to monitor the price of the item over a longer period of time to ensure you get a real discount.
Plan your big purchases
Be sure to plan purchases of big-ticket items or products that have consistent prices across retailers.
This is because some brands maintain price parity across the market, but many cash back programs allow you to earn on any purchase.
Check product listings for the best deals.
The same item may appear at different prices on different websites and rewards offers will also vary, so don’t hesitate to compare prices.
Checking product listings and exploring alternative sites can lead to better prices and reward rates.
Rosie Fitzgerald, cashback expert and brand director at OnBuy, which has more than six million customers, gave her top 10 tips for grabbing a bargain.
Don’t settle for routine
Matching your shopping habits to find trusted retailers and platforms that offer consistent value will help you save more money in the long run, over a one-time deal.
For example, if you buy a product regularly, such as pet food, cleaning and laundry products, or toilet paper, it’s worth buying those items somewhere that rewards you every time you make a purchase rather than a special Clubcard offer. or a scheduled discount.
Earn cash rewards to treat yourself or reduce everyday expenses
Consider using rewards like cash back as a fund for gifts or luxury items you wouldn’t normally buy or letting it cover part of your regular expenses; It’s a great way to ease your budget without cutting back on the essentials.
Alternatively, save it for traditionally expensive times of year, like Christmas, to ease the burden.
Take advantage of loyalty offers
Rosie says combining your shopping habits to find trusted retailers and platforms that offer consistent value will help you save more money in the long run.
If you are a loyal customer of any retailer or platform, you may receive additional offers, discounts, vouchers or cashback on top of the usual rates.
Take advantage of repeat purchase offers, which can sometimes be very important.
Don’t forget to withdraw and make sure you can do it.
This may seem obvious, but if you prefer to hold cash or spend your rewards as and when you choose, make sure you buy from a platform where you can easily use or withdraw them, and then remember to do so.
Inexpensive gifts
Rewards like cashback can be a huge help when making purchases for your vacation or a loved one’s birthday.
Reserve a portion of your accumulated rewards to cover special occasions throughout the year, reducing the financial burden of gift buying.
Alternatively, spread purchases throughout the year, rather than leaving everything to the last minute.